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We offer different plans for health insurance to accommodate to all budgets.</p> <h2>ACare Plus plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab"> <h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Lebanon & MENA Region on direct billing</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>6 months</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Unlimited</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:28px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:463px;height:28px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 280 days regardless husband's insurance</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as from the effective date of the policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 20,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for less than 18 years and above 65 years of age</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 30,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 60,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:389px;height:28px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:463px;height:28px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to 60 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parkinson Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 15,000.-per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Multiple Sclerosis Disease (MS)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Bariatric Surgery related to Morbid Obesity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 5,000.- per person per year when BMI is above 40</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Strabismus</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for children aged less than 15 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Scoliosis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Lens related to cataract operation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 400.- per eye per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Passive War</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered in Lebanon</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Hazardous Sports when done as amateur</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per the treaty</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Second Medical Opinion</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Repatriation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 5,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Clinical Procedures</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab"> <h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Triple test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Quadruple Test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Amniocentesis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Migraine & Excessive sweating treatment by botox</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 500.- when Medically indicated</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>IgE specific </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>HLA</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Angiography</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Physiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per medical necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>PET Scan</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 6 months of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Road Ambulance </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 200.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Genetic & Unusual tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up USD 5,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Video Capsule Endoscopy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab"> <h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab"> <h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4> </div> <div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Limit per consultation</strong></p> </td> <td style="width:463px;height:17px;"> <p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p> </td> </tr> </tbody> </table> </div> </div> </div> </div> <p> </p> <h2>ACare Plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab"> <h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Lebanon on direct billing</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>One Year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 400,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:546px;height:30px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered for less than 18 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:349px;height:23px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:546px;height:23px;"> <p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 25,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 3,500.-</p> </td> </tr> <tr> <td style="width:349px;height:30px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered up to 30 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:546px;height:19px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab"> <h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Triple test</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Amniocentesis</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Infertility tests </strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Angiography</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Physiotherapy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up to 20 sessions based on USD 25.- per each session</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>PET Scan</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td colspan="8" style="width:546px;height:18px;"> <p>Covered after 1 year of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered after one year of insurance with ALIG</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab"> <h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab"> <h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4> </div> <div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Limit per consultation</strong></p> </td> <td style="width:463px;height:17px;"> <p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p> </td> </tr> </tbody> </table> </div> </div> </div> </div> <p> </p> <p> </p> <p> </p> ', 'excerpt' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. 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'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Vocabulary' => array(), 'LinkedAssets' => array( 'FeaturedImage' => array( [maximum depth reached] ) ), 'Params' => array( 'order' => 'Node.id ASC' ) ), 'core-values' => array( 'Type' => array( 'id' => '17', 'title' => 'Core Values', 'alias' => 'core-values', 'description' => '<p>Our mission is to protect our customers from life’s unexpected events while remaining true to our core values:</p> ', 'format_show_author' => false, 'format_show_date' => false, 'format_use_wysiwyg' => true, 'comment_status' => '0', 'comment_approve' => false, 'comment_spam_protection' => false, 'comment_captcha' => false, 'params' => '', 'plugin' => null, 'updated' => '2019-10-16 17:45:52', 'updated_by' => '1', 'created' => '2019-10-16 17:45:52', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Vocabulary' => array(), 'LinkedAssets' => array( 'FeaturedImage' => array( [maximum depth reached] ) ), 'Params' => array() ), 'blog' => array( 'Type' => array( 'id' => '18', 'title' => 'Blog', 'alias' => 'blog', 'description' => '', 'format_show_author' => false, 'format_show_date' => false, 'format_use_wysiwyg' => true, 'comment_status' => '2', 'comment_approve' => false, 'comment_spam_protection' => false, 'comment_captcha' => false, 'params' => '', 'plugin' => null, 'updated' => '2020-04-24 17:58:23', 'updated_by' => '1', 'created' => '2020-04-24 17:58:23', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Vocabulary' => array(), 'LinkedAssets' => array( 'FeaturedImage' => array( [maximum depth reached] ) ), 'Params' => array() ), 'reinsurers' => array( 'Type' => array( 'id' => '19', 'title' => 'Reinsurers', 'alias' => 'reinsurers', 'description' => '<p>ALIG's operations are backed by leading and best rate international reinsurers as the following:</p> <p> </p> ', 'format_show_author' => false, 'format_show_date' => false, 'format_use_wysiwyg' => true, 'comment_status' => '2', 'comment_approve' => false, 'comment_spam_protection' => false, 'comment_captcha' => false, 'params' => '', 'plugin' => null, 'updated' => '2020-04-27 19:40:33', 'updated_by' => '1', 'created' => '2020-04-27 18:09:37', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 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'*****', 'id' => null, 'role_id' => null, 'username' => null, 'name' => null, 'email' => null, 'website' => null, 'activation_key' => null, 'image' => null, 'bio' => null, 'status' => null, 'updated' => null, 'updated_by' => null, 'created' => null, 'timezone' => null, 'created_by' => null ), 'Params' => array(), 'threaded' => array( (int) 0 => array( [maximum depth reached] ), (int) 1 => array( [maximum depth reached] ), (int) 2 => array( [maximum depth reached] ), (int) 3 => array( [maximum depth reached] ), (int) 4 => array( [maximum depth reached] ), (int) 5 => array( [maximum depth reached] ), (int) 6 => array( [maximum depth reached] ), (int) 7 => array( [maximum depth reached] ) ) ), 'footer-menu' => array( 'Menu' => array( 'id' => '9', 'title' => 'Footer Menu', 'alias' => 'footer-menu', 'class' => null, 'description' => '', 'status' => '1', 'weight' => null, 'link_count' => '5', 'params' => '', 'publish_start' => null, 'publish_end' => null, 'updated' => '2019-09-01 12:12:52', 'updated_by' => '1', 'created' => '2019-09-01 12:12:49', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Params' => array(), 'threaded' => array( (int) 0 => array( [maximum depth reached] ), (int) 1 => array( [maximum depth reached] ), (int) 2 => array( [maximum depth reached] ), (int) 3 => array( [maximum depth reached] ), (int) 4 => array( [maximum depth reached] ) ) ) ) $nodes_for_layout = array() $blocks_for_layout = array( 'right' => array(), 'header' => array( (int) 0 => array( 'Block' => array( [maximum depth reached] ), 'Region' => array( [maximum depth reached] ), 'TrackableCreator' => array( [maximum depth reached] ), 'TrackableUpdater' => array( [maximum depth reached] ), 'LinkedAssets' => array( [maximum depth reached] ), 'Params' => array([maximum depth reached]) ) ), 'footer' => array(), 'homeslider' => array(), 'homepage' => array(), 'lifestyle' => array(), 'precontent' => array(), 'postcontent' => array() ) $title_for_layout = 'Health Insurance' $node = array( 'Node' => array( 'id' => '1398', 'parent_id' => null, 'user_id' => '1', 'title' => 'Health Insurance', 'slug' => 'health-insurance', 'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p> <h2>ACare Plus plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab"> <h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Lebanon & MENA Region on direct billing</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>6 months</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Unlimited</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:28px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:463px;height:28px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 280 days regardless husband's insurance</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as from the effective date of the policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 20,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for less than 18 years and above 65 years of age</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 30,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 60,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:389px;height:28px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:463px;height:28px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to 60 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parkinson Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 15,000.-per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Multiple Sclerosis Disease (MS)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Bariatric Surgery related to Morbid Obesity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 5,000.- per person per year when BMI is above 40</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Strabismus</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for children aged less than 15 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Scoliosis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Lens related to cataract operation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 400.- per eye per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Passive War</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered in Lebanon</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Hazardous Sports when done as amateur</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per the treaty</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Second Medical Opinion</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Repatriation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 5,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Clinical Procedures</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab"> <h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Triple test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Quadruple Test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Amniocentesis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Migraine & Excessive sweating treatment by botox</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 500.- when Medically indicated</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>IgE specific </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>HLA</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Angiography</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Physiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per medical necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>PET Scan</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 6 months of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Road Ambulance </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 200.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Genetic & Unusual tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up USD 5,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Video Capsule Endoscopy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab"> <h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab"> <h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4> </div> <div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Limit per consultation</strong></p> </td> <td style="width:463px;height:17px;"> <p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p> </td> </tr> </tbody> </table> </div> </div> </div> </div> <p> </p> <h2>ACare Plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab"> <h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Lebanon on direct billing</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>One Year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 400,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:546px;height:30px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered for less than 18 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:349px;height:23px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:546px;height:23px;"> <p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 25,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 3,500.-</p> </td> </tr> <tr> <td style="width:349px;height:30px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered up to 30 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:546px;height:19px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab"> <h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Triple test</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Amniocentesis</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Infertility tests </strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Angiography</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Physiotherapy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up to 20 sessions based on USD 25.- per each session</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>PET Scan</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td colspan="8" style="width:546px;height:18px;"> <p>Covered after 1 year of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered after one year of insurance with ALIG</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab"> <h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab"> <h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" 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We offer different plans for health insurance to accommodate to all budgets.</p> <h2>ACare Plus plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab"> <h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Lebanon & MENA Region on direct billing</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>6 months</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Unlimited</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:28px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:463px;height:28px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 280 days regardless husband's insurance</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as from the effective date of the policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 20,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for less than 18 years and above 65 years of age</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 30,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 60,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:389px;height:28px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:463px;height:28px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to 60 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parkinson Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 15,000.-per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Multiple Sclerosis Disease (MS)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Bariatric Surgery related to Morbid Obesity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 5,000.- per person per year when BMI is above 40</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Strabismus</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for children aged less than 15 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Scoliosis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Lens related to cataract operation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 400.- per eye per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Passive War</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered in Lebanon</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Hazardous Sports when done as amateur</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per the treaty</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Second Medical Opinion</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Repatriation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 5,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Clinical Procedures</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab"> <h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Triple test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Quadruple Test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Amniocentesis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Migraine & Excessive sweating treatment by botox</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 500.- when Medically indicated</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>IgE specific </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>HLA</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Angiography</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Physiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per medical necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>PET Scan</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 6 months of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Road Ambulance </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 200.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Genetic & Unusual tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up USD 5,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Video Capsule Endoscopy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab"> <h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab"> <h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4> </div> <div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Limit per consultation</strong></p> </td> <td style="width:463px;height:17px;"> <p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p> </td> </tr> </tbody> </table> </div> </div> </div> </div> <p> </p> <h2>ACare Plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab"> <h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Lebanon on direct billing</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>One Year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 400,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:546px;height:30px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered for less than 18 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:349px;height:23px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:546px;height:23px;"> <p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 25,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 3,500.-</p> </td> </tr> <tr> <td style="width:349px;height:30px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered up to 30 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:546px;height:19px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab"> <h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Triple test</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Amniocentesis</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Infertility tests </strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Angiography</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Physiotherapy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up to 20 sessions based on USD 25.- per each session</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>PET Scan</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td colspan="8" style="width:546px;height:18px;"> <p>Covered after 1 year of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered after one year of insurance with ALIG</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab"> <h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab"> <h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4> </div> <div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Limit per consultation</strong></p> </td> <td style="width:463px;height:17px;"> <p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p> </td> </tr> </tbody> </table> </div> </div> </div> </div> <p> </p> <p> </p> <p> </p> ', 'excerpt' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. 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'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Vocabulary' => array(), 'LinkedAssets' => array( 'FeaturedImage' => array( [maximum depth reached] ) ), 'Params' => array( 'order' => 'Node.id ASC' ) ), 'core-values' => array( 'Type' => array( 'id' => '17', 'title' => 'Core Values', 'alias' => 'core-values', 'description' => '<p>Our mission is to protect our customers from life’s unexpected events while remaining true to our core values:</p> ', 'format_show_author' => false, 'format_show_date' => false, 'format_use_wysiwyg' => true, 'comment_status' => '0', 'comment_approve' => false, 'comment_spam_protection' => false, 'comment_captcha' => false, 'params' => '', 'plugin' => null, 'updated' => '2019-10-16 17:45:52', 'updated_by' => '1', 'created' => '2019-10-16 17:45:52', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Vocabulary' => array(), 'LinkedAssets' => array( 'FeaturedImage' => array( [maximum depth reached] ) ), 'Params' => array() ), 'blog' => array( 'Type' => array( 'id' => '18', 'title' => 'Blog', 'alias' => 'blog', 'description' => '', 'format_show_author' => false, 'format_show_date' => false, 'format_use_wysiwyg' => true, 'comment_status' => '2', 'comment_approve' => false, 'comment_spam_protection' => false, 'comment_captcha' => false, 'params' => '', 'plugin' => null, 'updated' => '2020-04-24 17:58:23', 'updated_by' => '1', 'created' => '2020-04-24 17:58:23', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Vocabulary' => array(), 'LinkedAssets' => array( 'FeaturedImage' => array( [maximum depth reached] ) ), 'Params' => array() ), 'reinsurers' => array( 'Type' => array( 'id' => '19', 'title' => 'Reinsurers', 'alias' => 'reinsurers', 'description' => '<p>ALIG's operations are backed by leading and best rate international reinsurers as the following:</p> <p> </p> ', 'format_show_author' => false, 'format_show_date' => false, 'format_use_wysiwyg' => true, 'comment_status' => '2', 'comment_approve' => false, 'comment_spam_protection' => false, 'comment_captcha' => false, 'params' => '', 'plugin' => null, 'updated' => '2020-04-27 19:40:33', 'updated_by' => '1', 'created' => '2020-04-27 18:09:37', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 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'*****', 'id' => null, 'role_id' => null, 'username' => null, 'name' => null, 'email' => null, 'website' => null, 'activation_key' => null, 'image' => null, 'bio' => null, 'status' => null, 'updated' => null, 'updated_by' => null, 'created' => null, 'timezone' => null, 'created_by' => null ), 'Params' => array(), 'threaded' => array( (int) 0 => array( [maximum depth reached] ), (int) 1 => array( [maximum depth reached] ), (int) 2 => array( [maximum depth reached] ), (int) 3 => array( [maximum depth reached] ), (int) 4 => array( [maximum depth reached] ), (int) 5 => array( [maximum depth reached] ), (int) 6 => array( [maximum depth reached] ), (int) 7 => array( [maximum depth reached] ) ) ), 'footer-menu' => array( 'Menu' => array( 'id' => '9', 'title' => 'Footer Menu', 'alias' => 'footer-menu', 'class' => null, 'description' => '', 'status' => '1', 'weight' => null, 'link_count' => '5', 'params' => '', 'publish_start' => null, 'publish_end' => null, 'updated' => '2019-09-01 12:12:52', 'updated_by' => '1', 'created' => '2019-09-01 12:12:49', 'created_by' => '1' ), 'TrackableCreator' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'TrackableUpdater' => array( 'password' => '*****', 'id' => '1', 'role_id' => '1', 'username' => 'admin', 'name' => 'admin', 'email' => '', 'website' => null, 'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4', 'image' => null, 'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd', 'status' => true, 'updated' => '2021-08-23 17:51:15', 'updated_by' => '1', 'created' => '2017-05-17 14:52:07', 'timezone' => '0', 'created_by' => null ), 'Params' => array(), 'threaded' => array( (int) 0 => array( [maximum depth reached] ), (int) 1 => array( [maximum depth reached] ), (int) 2 => array( [maximum depth reached] ), (int) 3 => array( [maximum depth reached] ), (int) 4 => array( [maximum depth reached] ) ) ) ) $nodes_for_layout = array() $blocks_for_layout = array( 'right' => array(), 'header' => array( (int) 0 => array( 'Block' => array( [maximum depth reached] ), 'Region' => array( [maximum depth reached] ), 'TrackableCreator' => array( [maximum depth reached] ), 'TrackableUpdater' => array( [maximum depth reached] ), 'LinkedAssets' => array( [maximum depth reached] ), 'Params' => array([maximum depth reached]) ) ), 'footer' => array(), 'homeslider' => array(), 'homepage' => array(), 'lifestyle' => array(), 'precontent' => array(), 'postcontent' => array() ) $title_for_layout = 'Health Insurance' $node = array( 'Node' => array( 'id' => '1398', 'parent_id' => null, 'user_id' => '1', 'title' => 'Health Insurance', 'slug' => 'health-insurance', 'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p> <h2>ACare Plus plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab"> <h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Lebanon & MENA Region on direct billing</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>6 months</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p><strong>Unlimited</strong></p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:28px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:463px;height:28px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 280 days regardless husband's insurance</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as from the effective date of the policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 20,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for less than 18 years and above 65 years of age</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to Policy Ceiling</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 30,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 60,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:389px;height:28px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:463px;height:28px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to 60 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Parkinson Surgery</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 15,000.-per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Multiple Sclerosis Disease (MS)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Bariatric Surgery related to Morbid Obesity</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 5,000.- per person per year when BMI is above 40</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Strabismus</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered for children aged less than 15 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Scoliosis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Lens related to cataract operation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 400.- per eye per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Passive War</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered in Lebanon</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Hazardous Sports when done as amateur</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per the treaty</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Second Medical Opinion</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Repatriation</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 5,000.-</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Clinical Procedures</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab"> <h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Triple test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Quadruple Test</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Amniocentesis</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered after 120 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 1,000.- per person per year</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Migraine & Excessive sweating treatment by botox</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 500.- when Medically indicated</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>IgE specific </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>HLA</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:389px;height:17px;"> <p><strong>Infertility tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Angiography</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Physiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered as per medical necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>PET Scan</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered after 6 months of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Road Ambulance </strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up to USD 200.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Genetic & Unusual tests</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered up USD 5,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Video Capsule Endoscopy</strong></p> </td> <td nowrap="nowrap" style="width:463px;height:17px;"> <p>Covered</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab"> <h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab"> <h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4> </div> <div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Limit per consultation</strong></p> </td> <td style="width:463px;height:17px;"> <p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p> </td> </tr> </tbody> </table> </div> </div> </div> </div> <p> </p> <h2>ACare Plan summary</h2> <div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist"> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab"> <h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Area of Cover</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Lebanon on direct billing</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Waiting Period</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>One Year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Annual Limit</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 400,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>Guaranteed Renewability (GR)</strong></p> </td> <td style="width:546px;height:30px;"> <p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Medically mandated abortion & miscarriage</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered after 280 days for couples and after 18 months for single Mother</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Free of charge new born Baby</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered as of Birth for the remaining period of the Mother's policy</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Epidural</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Incubator</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital cases up to a Lifetime</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 10,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Parents Accommodation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered for less than 18 years</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Accident</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Prosthesis due to Sickness</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up USD 15,000.- per person per year</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Breast Reconstruction</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered within 6 months period following the excision surgery initially covered by the policy</p> </td> </tr> <tr> <td style="width:349px;height:23px;"> <p><strong>Infertility, impotence & sterility</strong></p> </td> <td style="width:546px;height:23px;"> <p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Cancer including chemotherapy & radiotherapy</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Organ Transplantation</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 25,000.-</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Rehabilitation post (CVA)</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Class A : USD 3,500.-</p> </td> </tr> <tr> <td style="width:349px;height:30px;"> <p><strong>Peritoneal & Hemodialysis</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Morgue & Burial</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered up to USD 3,000.- following In-Patient covered case</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Mesh related to Hernia Surgery</strong></p> </td> <td nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered as per standard and normal procedure</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Hospitalization coverage following the expiry date </strong></p> </td> <td nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered up to 30 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:30px;"> <p><strong>In-Hospital cash Benefit</strong></p> </td> <td style="width:546px;height:30px;"> <p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Work Related Accident</strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered (on top of Workmen Compensation policy, if any)</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Motor Accident </strong></p> </td> <td style="width:546px;height:18px;"> <p>Covered subject to providing a letter of subrogation signed by the Insured</p> </td> </tr> <tr> <td style="width:349px;height:19px;"> <p><strong>Correction of the eye vision (Lasik or Laser)</strong></p> </td> <td style="width:546px;height:19px;"> <p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab"> <h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4> </div> <div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Maternity Lab tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Triple test</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Amniocentesis</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>One Morphological ultra sound</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered after 280 days when Maternity is covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Al Guthrie test for ALIG New Born Baby</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Congenital diseases tests including thalassemia tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td style="width:349px;height:18px;"> <p><strong>Infertility tests </strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered within the In-Patient Limit</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Thallium Myocardial Scintigraphy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Angiography</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Ocular Coherence Tomography (OCT)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Volume Computed Tomography (VCT 64)</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Physiotherapy</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:18px;"> <p>Covered up to 20 sessions based on USD 25.- per each session</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>PET Scan</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered based on a Medical Necessity</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:18px;"> <p><strong>Sleep Apnea & Polysomnography</strong></p> </td> <td colspan="8" style="width:546px;height:18px;"> <p>Covered after 1 year of insurance with ALIG at Day & Night Center</p> </td> </tr> <tr> <td nowrap="nowrap" style="width:349px;height:19px;"> <p><strong>Mandatory Pre-Marital Tests</strong></p> </td> <td colspan="8" nowrap="nowrap" style="width:546px;height:19px;"> <p>Covered after one year of insurance with ALIG</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab"> <h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4> </div> <div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Annual Limit</strong></p> </td> <td style="width:463px;height:17px;"> <p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="panel panel-default"> <div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab"> <h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4> </div> <div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel"> <div class="panel-body mceEditable"> <table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0"> <tbody> <tr> <td nowrap="nowrap" style="width:389px;height:17px;"> <p><strong>Limit per consultation</strong></p> </td> <td style="width:463px;height:17px;"> <p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p> </td> </tr> </tbody> </table> </div> </div> </div> </div> <p> </p> <p> </p> <p> </p> ', 'excerpt' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. 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Health Insurance
Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.
ACare Plus plan summary
In-Patient Benefits
Area of Cover |
Lebanon & MENA Region on direct billing |
Waiting Period |
6 months |
Annual Limit |
Unlimited |
Guaranteed Renewability (GR) |
As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC |
Maternity |
Covered after 280 days regardless husband's insurance |
Medically mandated abortion & miscarriage |
Covered as from the effective date of the policy |
Free of charge new born Baby |
Covered as of Birth for the remaining period of the Mother's policy |
Epidural |
Covered |
Incubator |
Covered up to Policy Ceiling |
Congenital cases up to a Lifetime |
Class A : USD 20,000.- |
Parents Accommodation |
Covered for less than 18 years and above 65 years of age |
Prosthesis due to Accident |
Covered up to Policy Ceiling |
Prosthesis due to Sickness |
Class A : USD 30,000.- |
Breast Reconstruction |
Covered within 6 months period following the excision surgery initially covered by the policy |
Infertility, impotence & sterility |
Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.- |
Cancer including chemotherapy & radiotherapy |
Covered |
Organ Transplantation |
Class A : USD 60,000.- |
Rehabilitation post (CVA) |
Class A : USD 10,000.- |
Peritoneal & Hemodialysis |
Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only. |
Morgue & Burial |
Covered up to USD 3,000.- following In-Patient covered case |
Mesh related to Hernia Surgery |
Covered as per standard and normal procedure |
Hospitalization coverage following the expiry date |
Covered up to 60 days |
In-Hospital cash Benefit |
Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only |
Parkinson Surgery |
Covered up to USD 15,000.-per person per year |
Multiple Sclerosis Disease (MS) |
Covered |
Psychiatry & Mental Disorders excluding suicide |
Covered up to USD 1,000.- per person per year |
Bariatric Surgery related to Morbid Obesity |
Covered up to USD 5,000.- per person per year when BMI is above 40 |
Strabismus |
Covered for children aged less than 15 years |
Scoliosis |
Covered |
Lens related to cataract operation |
Covered up to USD 400.- per eye per year |
Passive War |
Covered in Lebanon |
Hazardous Sports when done as amateur |
Covered as per the treaty |
Second Medical Opinion |
Covered |
Work Related Accident |
Covered (on top of Workmen Compensation policy, if any) |
Motor Accident |
Covered subject to providing a letter of subrogation signed by the Insured |
Repatriation |
Covered up to USD 5,000.- |
Correction of the eye vision (Lasik or Laser) |
Covered up to USD 500.- per person per lifetime for 5 degrees and above |
Clinical Procedures |
Covered up to USD 2,000.- per insured per year on reimbursement basis |
Out-Patient Benefits
Maternity Lab tests |
Covered after 120 days |
Triple test |
Covered after 120 days when Maternity is covered |
Quadruple Test |
Covered after 120 days when Maternity is covered |
Amniocentesis |
Covered after 120 days when Maternity is covered |
One Morphological ultra sound |
Covered after 120 days when Maternity is covered |
Al Guthrie test for ALIG New Born Baby |
Covered |
Sexually Transmitted diseases (STD) excluding HIV |
Covered up to USD 1,000.- per person per year |
Migraine & Excessive sweating treatment by botox |
Covered up to USD 500.- when Medically indicated |
IgE specific |
Covered |
HLA |
Covered |
Congenital diseases tests including thalassemia tests |
Covered within the In-Patient Limit |
Infertility tests |
Covered within the In-Patient Limit |
Thallium Myocardial Scintigraphy |
Covered |
Ocular Angiography |
Covered |
Ocular Coherence Tomography (OCT) |
Covered |
Volume Computed Tomography (VCT 64) |
Covered |
Physiotherapy |
Covered as per medical necessity |
PET Scan |
Covered based on a Medical Necessity |
Sleep Apnea & Polysomnography |
Covered after 6 months of insurance with ALIG at Day & Night Center |
Road Ambulance |
Covered up to USD 200.- per person per year |
Mandatory Pre-Marital Tests |
Covered |
Genetic & Unusual tests |
Covered up USD 5,000.- per person per year |
Video Capsule Endoscopy |
Covered |
Prescribed Medicines
Annual Limit |
Covered up to USD 2,500.- per insured per year and if recognized by NSSF |
Doctor's Visits
Limit per consultation |
Up to USD 75.- per insured per consultation with an excess of USD 15.- |
ACare Plan summary
In-Patient Benefits
Area of Cover |
Lebanon on direct billing |
Waiting Period |
One Year |
Annual Limit |
Class A : USD 400,000.- |
Guaranteed Renewability (GR) |
As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC |
Maternity |
Covered after 280 days for couples and after 18 months for single Mother |
Medically mandated abortion & miscarriage |
Covered after 280 days for couples and after 18 months for single Mother |
Free of charge new born Baby |
Covered as of Birth for the remaining period of the Mother's policy |
Epidural |
Covered |
Incubator |
Class A : USD 10,000.- |
Congenital cases up to a Lifetime |
Class A : USD 10,000.- |
Parents Accommodation |
Covered for less than 18 years |
Prosthesis due to Accident |
Covered up USD 15,000.- per person per year |
Prosthesis due to Sickness |
Covered up USD 15,000.- per person per year |
Breast Reconstruction |
Covered within 6 months period following the excision surgery initially covered by the policy |
Infertility, impotence & sterility |
Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG |
Cancer including chemotherapy & radiotherapy |
Covered |
Organ Transplantation |
Class A : USD 25,000.- |
Rehabilitation post (CVA) |
Class A : USD 3,500.- |
Peritoneal & Hemodialysis |
Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only. |
Morgue & Burial |
Covered up to USD 3,000.- following In-Patient covered case |
Mesh related to Hernia Surgery |
Covered as per standard and normal procedure |
Hospitalization coverage following the expiry date |
Covered up to 30 days |
In-Hospital cash Benefit |
Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only |
Work Related Accident |
Covered (on top of Workmen Compensation policy, if any) |
Motor Accident |
Covered subject to providing a letter of subrogation signed by the Insured |
Correction of the eye vision (Lasik or Laser) |
Covered up to USD 500.- per person per lifetime for 5 degrees and above |
Out-Patient Benefits
Maternity Lab tests |
Covered after 280 days |
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Triple test |
Covered after 280 days when Maternity is covered |
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Amniocentesis |
Covered after 280 days when Maternity is covered |
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One Morphological ultra sound |
Covered after 280 days when Maternity is covered |
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Al Guthrie test for ALIG New Born Baby |
Covered |
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Congenital diseases tests including thalassemia tests |
Covered within the In-Patient Limit |
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Infertility tests |
Covered within the In-Patient Limit |
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Thallium Myocardial Scintigraphy |
Covered |
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Ocular Angiography |
Covered |
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Ocular Coherence Tomography (OCT) |
Covered |
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Volume Computed Tomography (VCT 64) |
Covered |
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Physiotherapy |
Covered up to 20 sessions based on USD 25.- per each session |
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PET Scan |
Covered based on a Medical Necessity |
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Sleep Apnea & Polysomnography |
Covered after 1 year of insurance with ALIG at Day & Night Center |
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Mandatory Pre-Marital Tests |
Covered after one year of insurance with ALIG |
Prescribed Medicines
Annual Limit |
Covered up to USD 2,500.- per insured per year and if recognized by NSSF |
Doctor's Visits
Limit per consultation |
Up to USD 50.- per insured per consultation with an excess of USD 15.- |