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'title' => 'Health Insurance',
'slug' => 'health-insurance',
'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
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Session => object(SessionComponent) {}
Flash => object(FlashComponent) {}
Croogo => object(CroogoComponent) {}
Security => object(SecurityComponent) {}
Acl => object(AclComponent) {}
Auth => object(AuthComponent) {}
RequestHandler => object(RequestHandlerComponent) {}
AclFilter => object(AclFilterComponent) {}
CroogoAccess => object(AclAccessComponent) {}
Settings => object(SettingsComponent) {}
Nodes => object(NodesComponent) {}
Menus => object(MenusComponent) {}
Blocks => object(BlocksComponent) {}
Taxonomies => object(TaxonomiesComponent) {}
Meta => object(MetaComponent) {}
BulkProcess => object(BulkProcessComponent) {}
Recaptcha => object(RecaptchaComponent) {}
Prg => object(PrgComponent) {}
Node => object(Node) {}
Setting => object(Setting) {}
[protected] _defaultComponents => array(
(int) 0 => 'Croogo.Croogo',
(int) 1 => 'Security',
(int) 2 => 'Acl',
(int) 3 => 'Auth',
(int) 4 => 'Session',
(int) 5 => 'RequestHandler'
)
[protected] _appComponents => array(
(int) 0 => 'Acl.AclFilter',
'CroogoAccess' => array(
[maximum depth reached]
),
(int) 1 => 'Settings.Settings',
(int) 2 => 'Nodes.Nodes',
(int) 3 => 'Menus.Menus',
'Blocks.Blocks' => array(
[maximum depth reached]
),
(int) 4 => 'Taxonomy.Taxonomies',
'Meta.Meta' => array(
[maximum depth reached]
)
)
[protected] _apiComponents => array(
'Nodes.NodeApi' => array(
[maximum depth reached]
)
)
[protected] _responseClass => 'CakeResponse'
[protected] _mergeParent => 'AppController'
[protected] _eventManager => object(CakeEventManager) {}
}
NodesController::view() - APP/Vendor/croogo/croogo/Nodes/Controller/NodesController.php, line 944
ReflectionMethod::invokeArgs() - [internal], line ??
Controller::invokeAction() - APP/Vendor/cakephp/cakephp/lib/Cake/Controller/Controller.php, line 491
CroogoAppController::invokeAction() - APP/Vendor/croogo/croogo/Croogo/Controller/CroogoAppController.php, line 220
Dispatcher::_invoke() - APP/Vendor/cakephp/cakephp/lib/Cake/Routing/Dispatcher.php, line 193
Dispatcher::dispatch() - APP/Vendor/cakephp/cakephp/lib/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 105
Notice (8): Undefined index: Type [APP/Vendor/croogo/croogo/Nodes/Controller/NodesController.php, line 1002]
$id = null
$Node = object(Node) {
name => 'Node'
actsAs => array(
'Containable' => null,
'Tree' => null,
'Croogo.BulkProcess' => array(
[maximum depth reached]
),
'Croogo.Encoder' => null,
'Croogo.Publishable' => null,
'Croogo.Trackable' => null,
'Meta.Meta' => array([maximum depth reached]),
'Croogo.Url' => null,
'Croogo.Cached' => array(
[maximum depth reached]
),
'Search.Searchable' => null,
'Assets.LinkedAssets' => array(
[maximum depth reached]
),
'Taxonomy.Taxonomizable' => array([maximum depth reached])
)
type => 'services'
guid => null
validate => array(
'title' => array(
[maximum depth reached]
),
'slug' => array(
[maximum depth reached]
)
)
filterArgs => array(
'q' => array(
[maximum depth reached]
),
'filter' => array(
[maximum depth reached]
),
'title' => array(
[maximum depth reached]
),
'id' => array(
[maximum depth reached]
),
'type' => array(
[maximum depth reached]
),
'status' => array(
[maximum depth reached]
),
'promote' => array(
[maximum depth reached]
)
)
belongsTo => array(
'User' => array(
[maximum depth reached]
),
'TrackableCreator' => array(
[maximum depth reached]
),
'TrackableUpdater' => array(
[maximum depth reached]
)
)
findMethods => array(
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'first' => true,
'count' => true,
'neighbors' => true,
'list' => true,
'threaded' => true,
'promoted' => true,
'viewBySlug' => true,
'viewById' => true,
'published' => true
)
useCache => true
useDbConfig => 'default'
useTable => 'nodes'
id => false
data => array()
schemaName => 'aligcoml_db'
table => 'nodes'
primaryKey => 'id'
validationErrors => array()
validationDomain => null
tablePrefix => ''
plugin => 'Nodes'
alias => 'Node'
tableToModel => array(
'nodes' => 'Node',
'taxonomies' => 'Taxonomy',
'meta' => 'Meta',
'users' => 'User',
'asset_usages' => 'AssetsAssetUsage',
'model_taxonomies' => 'ModelTaxonomy'
)
cacheQueries => false
hasOne => array()
hasMany => array(
'Meta' => array(
[maximum depth reached]
),
'AssetsAssetUsage' => array(
[maximum depth reached]
)
)
hasAndBelongsToMany => array(
'Taxonomy' => array(
[maximum depth reached]
)
)
Behaviors => object(BehaviorCollection) {}
whitelist => array()
cacheSources => true
findQueryType => null
recursive => (int) 1
order => null
virtualFields => array()
__backAssociation => array()
__backInnerAssociation => array()
__backOriginalAssociation => array()
__backContainableAssociation => array()
__safeUpdateMode => false
useConsistentAfterFind => true
Taxonomy => object(Taxonomy) {}
Meta => object(Meta) {}
User => object(User) {}
AssetsAssetUsage => object(AssetsAssetUsage) {}
ModelTaxonomy => object(ModelTaxonomy) {}
[protected] _displayFields => array()
[protected] _editFields => array()
[protected] _schema => array(
'id' => array(
[maximum depth reached]
),
'parent_id' => array(
[maximum depth reached]
),
'user_id' => array(
[maximum depth reached]
),
'title' => array(
[maximum depth reached]
),
'slug' => array(
[maximum depth reached]
),
'body' => array(
[maximum depth reached]
),
'excerpt' => array(
[maximum depth reached]
),
'status' => array(
[maximum depth reached]
),
'mime_type' => array(
[maximum depth reached]
),
'comment_status' => array(
[maximum depth reached]
),
'comment_count' => array(
[maximum depth reached]
),
'promote' => array(
[maximum depth reached]
),
'path' => array(
[maximum depth reached]
),
'terms' => array(
[maximum depth reached]
),
'sticky' => array(
[maximum depth reached]
),
'video_url' => array(
[maximum depth reached]
),
'site_url' => array(
[maximum depth reached]
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'icon' => array(
[maximum depth reached]
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'lft' => array(
[maximum depth reached]
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'rght' => array(
[maximum depth reached]
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'visibility_roles' => array(
[maximum depth reached]
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'type' => array(
[maximum depth reached]
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'publish_start' => array(
[maximum depth reached]
),
'publish_end' => array(
[maximum depth reached]
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'updated' => array(
[maximum depth reached]
),
'updated_by' => array(
[maximum depth reached]
),
'created' => array(
[maximum depth reached]
),
'created_by' => array(
[maximum depth reached]
)
)
[protected] _associationKeys => array(
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[maximum depth reached]
),
'hasOne' => array(
[maximum depth reached]
),
'hasMany' => array(
[maximum depth reached]
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'hasAndBelongsToMany' => array(
[maximum depth reached]
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)
[protected] _associations => array(
(int) 0 => 'belongsTo',
(int) 1 => 'hasOne',
(int) 2 => 'hasMany',
(int) 3 => 'hasAndBelongsToMany'
)
[protected] _insertID => null
[protected] _sourceConfigured => true
[protected] _eventManager => object(CakeEventManager) {}
[protected] _validator => null
}
$type = array()
$node = array(
'Node' => array(
'id' => '1398',
'parent_id' => null,
'user_id' => '1',
'title' => 'Health Insurance',
'slug' => 'health-insurance',
'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
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<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
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<p><strong>Area of Cover</strong></p>
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<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
',
'excerpt' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
',
'status' => '1',
'mime_type' => null,
'comment_status' => '1',
'comment_count' => '0',
'promote' => false,
'path' => '/services/health-insurance',
'terms' => '',
'sticky' => false,
'video_url' => null,
'site_url' => null,
'icon' => 'medkit',
'lft' => '1339',
'rght' => '1340',
'visibility_roles' => '',
'type' => 'services',
'publish_start' => null,
'publish_end' => null,
'updated' => '2020-04-24 20:22:10',
'updated_by' => '1',
'created' => '2019-11-09 19:29:03',
'created_by' => '1',
'url' => array(
'plugin' => 'nodes',
'controller' => 'nodes',
'action' => 'view',
'type' => 'services',
'slug' => 'health-insurance'
)
),
'User' => array(
'password' => '*****',
'id' => '1',
'role_id' => '1',
'username' => 'admin',
'name' => 'admin',
'email' => '',
'website' => null,
'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4',
'image' => null,
'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd',
'status' => true,
'updated' => '2025-08-05 11:21:58',
'updated_by' => '1',
'created' => '2017-05-17 14:52:07',
'timezone' => '0',
'created_by' => null
),
'Meta' => array(),
'Taxonomy' => array(),
'LinkedAssets' => array(
'FeaturedImage' => array(
'id' => '211',
'parent_asset_id' => null,
'foreign_key' => '115',
'model' => 'AssetsAttachment',
'filename' => 'photo-1568050231220-41aae5663af6.jpg',
'filesize' => '24003',
'width' => '500',
'height' => '333',
'mime_type' => 'image/jpeg',
'extension' => 'jpg',
'hash' => '833ce12dcb99437dd1439787093b36f55b6bdfa8',
'path' => '/assets/24\82\79/833ce12dcb99437dd1439787093b36f55b6bdfa8.jpg',
'adapter' => 'LocalAttachment',
'created' => '2019-09-11 00:13:20',
'modified' => '2019-09-11 00:13:20'
)
),
'CustomFields' => array()
)
$event = object(CakeEvent) {
data => array(
'data' => array(
[maximum depth reached]
)
)
result => null
[protected] _name => 'Controller.Nodes.view'
[protected] _subject => object(NodesController) {}
[protected] _stopped => false
}
$this = object(NodesController) {
name => 'Nodes'
components => array(
'Session' => null,
'Flash' => null,
'Croogo.Croogo' => null,
'Security' => null,
'Acl' => null,
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[maximum depth reached]
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[maximum depth reached]
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'Meta.Meta' => array(
[maximum depth reached]
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'Croogo.BulkProcess' => null,
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[maximum depth reached]
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presetVars => array(
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[maximum depth reached]
),
(int) 1 => array(
[maximum depth reached]
),
(int) 2 => array(
[maximum depth reached]
),
(int) 3 => array(
[maximum depth reached]
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(int) 4 => array(
[maximum depth reached]
),
(int) 5 => array(
[maximum depth reached]
),
(int) 6 => array(
[maximum depth reached]
)
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uses => array(
(int) 0 => 'Nodes.Node',
(int) 1 => 'Contact',
(int) 2 => 'Media',
(int) 3 => 'Projects.ProjectCategory',
(int) 4 => 'Projects.Project',
(int) 5 => 'Maps.Map',
(int) 6 => 'Settings.Setting'
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helpers => array(
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'Session' => null,
'Text' => null,
'Js' => null,
'Time' => null,
'Croogo.Layout' => null,
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'Paginator' => array(
[maximum depth reached]
),
'Nodes.Nodes' => null,
'Meta.Meta' => null,
'Menus.Menus' => null,
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'Ckeditor.Ckeditor' => null,
'Wysiwyg.Wysiwyg' => null,
'Assets.AssetsAdmin' => null,
(int) 0 => 'Croogo.Recaptcha',
(int) 1 => 'Croogo.Croogo'
)
paginate => array(
'limit' => (int) 10
)
usePaginationCache => true
viewClass => 'Theme'
theme => 'Alig'
request => object(CakeRequest) {}
response => object(CakeResponse) {}
viewPath => 'Nodes'
layoutPath => null
viewVars => array(
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'node' => array(
[maximum depth reached]
),
'type' => array([maximum depth reached]),
'news_view' => array([maximum depth reached])
)
view => 'view'
layout => 'default'
autoRender => true
autoLayout => true
Components => object(ComponentCollection) {}
View => null
ext => '.ctp'
plugin => 'Nodes'
cacheAction => false
passedArgs => array()
scaffold => false
methods => array(
(int) 0 => 'afterConstruct',
(int) 2 => 'admin_toggle',
(int) 3 => 'admin_index',
(int) 4 => 'admin_hierarchy',
(int) 5 => 'admin_moveup',
(int) 6 => 'admin_movedown',
(int) 7 => 'admin_create',
(int) 8 => 'admin_add',
(int) 9 => 'admin_edit',
(int) 10 => 'admin_update_paths',
(int) 11 => 'admin_delete',
(int) 12 => 'admin_delete_meta',
(int) 13 => 'admin_add_meta',
(int) 14 => 'admin_process',
(int) 15 => 'index',
(int) 16 => 'term',
(int) 17 => 'promoted',
(int) 18 => 'search',
(int) 19 => 'get_share_overviews',
(int) 20 => 'get_shareholders',
(int) 21 => 'financial_highlights',
(int) 22 => 'view',
(int) 23 => '_viewFallback',
(int) 24 => '_setCommonVariables',
(int) 25 => 'refresh_news',
(int) 26 => 'admin_capslock_ominvest',
(int) 27 => 'get_services',
(int) 30 => '_setupComponents',
(int) 31 => '_setupTheme',
(int) 33 => 'securityError',
(int) 34 => '_setupAclComponent'
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modelClass => 'Node'
modelKey => 'node'
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Session => object(SessionComponent) {}
Flash => object(FlashComponent) {}
Croogo => object(CroogoComponent) {}
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Acl => object(AclComponent) {}
Auth => object(AuthComponent) {}
RequestHandler => object(RequestHandlerComponent) {}
AclFilter => object(AclFilterComponent) {}
CroogoAccess => object(AclAccessComponent) {}
Settings => object(SettingsComponent) {}
Nodes => object(NodesComponent) {}
Menus => object(MenusComponent) {}
Blocks => object(BlocksComponent) {}
Taxonomies => object(TaxonomiesComponent) {}
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BulkProcess => object(BulkProcessComponent) {}
Recaptcha => object(RecaptchaComponent) {}
Prg => object(PrgComponent) {}
Node => object(Node) {}
Setting => object(Setting) {}
[protected] _defaultComponents => array(
(int) 0 => 'Croogo.Croogo',
(int) 1 => 'Security',
(int) 2 => 'Acl',
(int) 3 => 'Auth',
(int) 4 => 'Session',
(int) 5 => 'RequestHandler'
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[protected] _appComponents => array(
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[maximum depth reached]
),
(int) 1 => 'Settings.Settings',
(int) 2 => 'Nodes.Nodes',
(int) 3 => 'Menus.Menus',
'Blocks.Blocks' => array(
[maximum depth reached]
),
(int) 4 => 'Taxonomy.Taxonomies',
'Meta.Meta' => array(
[maximum depth reached]
)
)
[protected] _apiComponents => array(
'Nodes.NodeApi' => array(
[maximum depth reached]
)
)
[protected] _responseClass => 'CakeResponse'
[protected] _mergeParent => 'AppController'
[protected] _eventManager => object(CakeEventManager) {}
}
$title_for_layout = 'Health Insurance'
$news_view = array()
NodesController::view() - APP/Vendor/croogo/croogo/Nodes/Controller/NodesController.php, line 1002
ReflectionMethod::invokeArgs() - [internal], line ??
Controller::invokeAction() - APP/Vendor/cakephp/cakephp/lib/Cake/Controller/Controller.php, line 491
CroogoAppController::invokeAction() - APP/Vendor/croogo/croogo/Croogo/Controller/CroogoAppController.php, line 220
Dispatcher::_invoke() - APP/Vendor/cakephp/cakephp/lib/Cake/Routing/Dispatcher.php, line 193
Dispatcher::dispatch() - APP/Vendor/cakephp/cakephp/lib/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 105
Notice (8): Undefined index: Type [APP/Vendor/croogo/croogo/Nodes/Controller/NodesController.php, line 1004]
$id = null
$Node = object(Node) {
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type => 'services'
guid => null
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)
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filterArgs => array(
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findMethods => array(
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useCache => true
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User => object(User) {}
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[protected] _eventManager => object(CakeEventManager) {}
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}
$type = array()
$node = array(
'Node' => array(
'id' => '1398',
'parent_id' => null,
'user_id' => '1',
'title' => 'Health Insurance',
'slug' => 'health-insurance',
'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
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'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
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<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
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<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
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<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
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NodesController::view() - APP/Vendor/croogo/croogo/Nodes/Controller/NodesController.php, line 1004
ReflectionMethod::invokeArgs() - [internal], line ??
Controller::invokeAction() - APP/Vendor/cakephp/cakephp/lib/Cake/Controller/Controller.php, line 491
CroogoAppController::invokeAction() - APP/Vendor/croogo/croogo/Croogo/Controller/CroogoAppController.php, line 220
Dispatcher::_invoke() - APP/Vendor/cakephp/cakephp/lib/Cake/Routing/Dispatcher.php, line 193
Dispatcher::dispatch() - APP/Vendor/cakephp/cakephp/lib/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 105
Health Insurance
Health Insurance
Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.
Designed to protect your car from any road accident including your liability whether bodily or material with add ons such as Political violence, natural perils, etc…
Designed to protect any kind of project during construction, erection and maintenance period and until full handover including any liability risk that might arise.
Designed to cover you and your family against unexpected events during your vacation or business trips such as accident, sickness, loss of luggage, flight delays and many others.
Designed to cover Special risks such as, Jewelers Block, Bankers Blanket Bond, Professional Indemnity, Political Violence, Computer & Cyber Crimes, Directors and officers and many other.
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'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
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<div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
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<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
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<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
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<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
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<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
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<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
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</tr>
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<p><strong>Limit per consultation</strong></p>
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<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
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</tr>
</tbody>
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</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
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'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
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<div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
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View::_render() - APP/Vendor/cakephp/cakephp/lib/Cake/View/View.php, line 933
View::_renderElement() - APP/Vendor/cakephp/cakephp/lib/Cake/View/View.php, line 1224
View::element() - APP/Vendor/cakephp/cakephp/lib/Cake/View/View.php, line 418
NodesHelper::info() - APP/Vendor/croogo/croogo/Nodes/View/Helper/NodesHelper.php, line 173
include - APP/View/Themed/Alig/Nodes/view.ctp, line 20
View::_evaluate() - APP/Vendor/cakephp/cakephp/lib/Cake/View/View.php, line 971
View::_render() - APP/Vendor/cakephp/cakephp/lib/Cake/View/View.php, line 933
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CroogoAppController::render() - APP/Vendor/croogo/croogo/Croogo/Controller/CroogoAppController.php, line 368
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Dispatcher::dispatch() - APP/Vendor/cakephp/cakephp/lib/Cake/Routing/Dispatcher.php, line 167
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<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
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</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
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<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
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<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
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<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
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<div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel">
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<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
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'body' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
<h2>ACare Plus plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091374974" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374974" role="tab">
<h4 aria-controls="collapse1578091374974" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374974" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374974" class="panel-collapse collapse mceNonEditable" id="collapse1578091374974" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Lebanon & MENA Region on direct billing</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>6 months</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p><strong>Unlimited</strong></p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:28px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 280 days regardless husband's insurance</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as from the effective date of the policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 20,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for less than 18 years and above 65 years of age</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to Policy Ceiling</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 30,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 60,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:28px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:463px;height:28px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to 60 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Parkinson Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 15,000.-per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Multiple Sclerosis Disease (MS)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Psychiatry & Mental Disorders excluding suicide</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Bariatric Surgery related to Morbid Obesity</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 5,000.- per person per year when BMI is above 40</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Strabismus</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered for children aged less than 15 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Scoliosis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Lens related to cataract operation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 400.- per eye per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Passive War</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered in Lebanon</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Hazardous Sports when done as amateur</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per the treaty</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Second Medical Opinion</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Repatriation</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 5,000.-</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Clinical Procedures</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,000.- per insured per year on reimbursement basis</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374975" role="tab">
<h4 aria-controls="collapse1578091374975" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374975" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091374975" class="panel-collapse collapse mceNonEditable" id="collapse1578091374975" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Triple test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Quadruple Test</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered after 120 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Sexually Transmitted diseases (STD) excluding HIV</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 1,000.- per person per year</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Migraine & Excessive sweating treatment by botox</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 500.- when Medically indicated</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>IgE specific </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>HLA</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:389px;height:17px;">
<p><strong>Infertility tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered as per medical necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>PET Scan</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered after 6 months of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Road Ambulance </strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up to USD 200.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Genetic & Unusual tests</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered up USD 5,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Video Capsule Endoscopy</strong></p>
</td>
<td nowrap="nowrap" style="width:463px;height:17px;">
<p>Covered</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374976" role="tab">
<h4 aria-controls="collapse1578091374976" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374976" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091374976" class="panel-collapse collapse mceNonEditable" id="collapse1578091374976" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091374977" role="tab">
<h4 aria-controls="collapse1578091374977" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091374974" data-target="#collapse1578091374977" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091374977" class="panel-collapse collapse mceNonEditable" id="collapse1578091374977" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 75.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<h2>ACare Plan summary</h2>
<div aria-multiselectable="true" class="panel-group" id="accordion1578091497262" role="tablist">
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497262" role="tab">
<h4 aria-controls="collapse1578091497262" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497262" data-toggle="collapse">In-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497262" class="panel-collapse collapse mceNonEditable" id="collapse1578091497262" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Area of Cover</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Lebanon on direct billing</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Waiting Period</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>One Year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Annual Limit</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 400,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>Guaranteed Renewability (GR)</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Medically mandated abortion & miscarriage</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered after 280 days for couples and after 18 months for single Mother</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Free of charge new born Baby</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered as of Birth for the remaining period of the Mother's policy</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Epidural</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Incubator</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital cases up to a Lifetime</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 10,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Parents Accommodation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered for less than 18 years</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Accident</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Prosthesis due to Sickness</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up USD 15,000.- per person per year</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Breast Reconstruction</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered within 6 months period following the excision surgery initially covered by the policy</p>
</td>
</tr>
<tr>
<td style="width:349px;height:23px;">
<p><strong>Infertility, impotence & sterility</strong></p>
</td>
<td style="width:546px;height:23px;">
<p>Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Cancer including chemotherapy & radiotherapy</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Organ Transplantation</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 25,000.-</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Rehabilitation post (CVA)</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Class A : USD 3,500.-</p>
</td>
</tr>
<tr>
<td style="width:349px;height:30px;">
<p><strong>Peritoneal & Hemodialysis</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Morgue & Burial</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered up to USD 3,000.- following In-Patient covered case</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Mesh related to Hernia Surgery</strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered as per standard and normal procedure</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Hospitalization coverage following the expiry date </strong></p>
</td>
<td nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered up to 30 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:30px;">
<p><strong>In-Hospital cash Benefit</strong></p>
</td>
<td style="width:546px;height:30px;">
<p>Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Work Related Accident</strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered (on top of Workmen Compensation policy, if any)</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Motor Accident </strong></p>
</td>
<td style="width:546px;height:18px;">
<p>Covered subject to providing a letter of subrogation signed by the Insured</p>
</td>
</tr>
<tr>
<td style="width:349px;height:19px;">
<p><strong>Correction of the eye vision (Lasik or Laser)</strong></p>
</td>
<td style="width:546px;height:19px;">
<p>Covered up to USD 500.- per person per lifetime for 5 degrees and above</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497263" role="tab">
<h4 aria-controls="collapse1578091497263" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497263" data-toggle="collapse">Out-Patient Benefits</h4>
</div>
<div aria-labelledby="heading1578091497263" class="panel-collapse collapse mceNonEditable" id="collapse1578091497263" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:895px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Maternity Lab tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Triple test</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Amniocentesis</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>One Morphological ultra sound</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered after 280 days when Maternity is covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Al Guthrie test for ALIG New Born Baby</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Congenital diseases tests including thalassemia tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td style="width:349px;height:18px;">
<p><strong>Infertility tests </strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered within the In-Patient Limit</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Thallium Myocardial Scintigraphy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Angiography</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Ocular Coherence Tomography (OCT)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Volume Computed Tomography (VCT 64)</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Physiotherapy</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:18px;">
<p>Covered up to 20 sessions based on USD 25.- per each session</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>PET Scan</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered based on a Medical Necessity</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:18px;">
<p><strong>Sleep Apnea & Polysomnography</strong></p>
</td>
<td colspan="8" style="width:546px;height:18px;">
<p>Covered after 1 year of insurance with ALIG at Day & Night Center</p>
</td>
</tr>
<tr>
<td nowrap="nowrap" style="width:349px;height:19px;">
<p><strong>Mandatory Pre-Marital Tests</strong></p>
</td>
<td colspan="8" nowrap="nowrap" style="width:546px;height:19px;">
<p>Covered after one year of insurance with ALIG</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497264" role="tab">
<h4 aria-controls="collapse1578091497264" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497264" data-toggle="collapse">Prescribed Medicines</h4>
</div>
<div aria-labelledby="heading1578091497264" class="panel-collapse collapse mceNonEditable" id="collapse1578091497264" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Annual Limit</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Covered up to USD 2,500.- per insured per year and if recognized by NSSF</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading mceNonEditable productAccordion" id="heading1578091497265" role="tab">
<h4 aria-controls="collapse1578091497265" aria-expanded="true" class="panel-title collapsed panel-toggle" data-parent="#accordion1578091497262" data-target="#collapse1578091497265" data-toggle="collapse">Doctor's Visits</h4>
</div>
<div aria-labelledby="heading1578091497265" class="panel-collapse collapse mceNonEditable" id="collapse1578091497265" role="tabpanel">
<div class="panel-body mceEditable">
<table border="0" cellpadding="0" cellspacing="0" style="width:852px;" width="0">
<tbody>
<tr>
<td nowrap="nowrap" style="width:389px;height:17px;">
<p><strong>Limit per consultation</strong></p>
</td>
<td style="width:463px;height:17px;">
<p>Up to USD 50.- per insured per consultation with an excess of USD 15.-</p>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<p> </p>
<p> </p>
<p> </p>
',
'excerpt' => '<p>Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.</p>
',
'status' => '1',
'mime_type' => null,
'comment_status' => '1',
'comment_count' => '0',
'promote' => false,
'path' => '/services/health-insurance',
'terms' => '',
'sticky' => false,
'video_url' => null,
'site_url' => null,
'icon' => 'medkit',
'lft' => '1339',
'rght' => '1340',
'visibility_roles' => '',
'type' => 'services',
'publish_start' => null,
'publish_end' => null,
'updated' => '2020-04-24 20:22:10',
'updated_by' => '1',
'created' => '2019-11-09 19:29:03',
'created_by' => '1',
'url' => array(
'plugin' => 'nodes',
'controller' => 'nodes',
'action' => 'view',
'type' => 'services',
'slug' => 'health-insurance'
)
),
'User' => array(
'password' => '*****',
'id' => '1',
'role_id' => '1',
'username' => 'admin',
'name' => 'admin',
'email' => '',
'website' => null,
'activation_key' => 'de6c54527b9e27a688a65e4e9697c5e4',
'image' => null,
'bio' => 'fb9f46d4baf8aec6e974afd081f6bf573fc61edd',
'status' => true,
'updated' => '2025-08-05 11:21:58',
'updated_by' => '1',
'created' => '2017-05-17 14:52:07',
'timezone' => '0',
'created_by' => null
),
'Meta' => array(),
'Taxonomy' => array(),
'LinkedAssets' => array(
'FeaturedImage' => array(
'id' => '211',
'parent_asset_id' => null,
'foreign_key' => '115',
'model' => 'AssetsAttachment',
'filename' => 'photo-1568050231220-41aae5663af6.jpg',
'filesize' => '24003',
'width' => '500',
'height' => '333',
'mime_type' => 'image/jpeg',
'extension' => 'jpg',
'hash' => '833ce12dcb99437dd1439787093b36f55b6bdfa8',
'path' => '/assets/24\82\79/833ce12dcb99437dd1439787093b36f55b6bdfa8.jpg',
'adapter' => 'LocalAttachment',
'created' => '2019-09-11 00:13:20',
'modified' => '2019-09-11 00:13:20'
)
),
'CustomFields' => array()
)
$type = array()
$news_view = array()
include - APP/Vendor/croogo/croogo/Nodes/View/Elements/node_more_info.ctp, line 3
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Health Insurance
Health Insurance pays for medical, surgical, and sometimes dental expenses incurred by the insured. We offer different plans for health insurance to accommodate to all budgets.
ACare Plus plan summary
In-Patient Benefits
Area of Cover
Lebanon & MENA Region on direct billing
Waiting Period
6 months
Annual Limit
Unlimited
Guaranteed Renewability (GR)
As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC
Maternity
Covered after 280 days regardless husband's insurance
Medically mandated abortion & miscarriage
Covered as from the effective date of the policy
Free of charge new born Baby
Covered as of Birth for the remaining period of the Mother's policy
Epidural
Covered
Incubator
Covered up to Policy Ceiling
Congenital cases up to a Lifetime
Class A : USD 20,000.-
Parents Accommodation
Covered for less than 18 years and above 65 years of age
Prosthesis due to Accident
Covered up to Policy Ceiling
Prosthesis due to Sickness
Class A : USD 30,000.-
Breast Reconstruction
Covered within 6 months period following the excision surgery initially covered by the policy
Infertility, impotence & sterility
Covered up to USD 15,000.- per Lifetime including In-Vitro up to USD 2,000.-
Cancer including chemotherapy & radiotherapy
Covered
Organ Transplantation
Class A : USD 60,000.-
Rehabilitation post (CVA)
Class A : USD 10,000.-
Peritoneal & Hemodialysis
Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.
Morgue & Burial
Covered up to USD 3,000.- following In-Patient covered case
Mesh related to Hernia Surgery
Covered as per standard and normal procedure
Hospitalization coverage following the expiry date
Covered up to 60 days
In-Hospital cash Benefit
Covered after the 5th day of hospitalization; USD 50.- per day and up 6 days only
Parkinson Surgery
Covered up to USD 15,000.-per person per year
Multiple Sclerosis Disease (MS)
Covered
Psychiatry & Mental Disorders excluding suicide
Covered up to USD 1,000.- per person per year
Bariatric Surgery related to Morbid Obesity
Covered up to USD 5,000.- per person per year when BMI is above 40
Strabismus
Covered for children aged less than 15 years
Scoliosis
Covered
Lens related to cataract operation
Covered up to USD 400.- per eye per year
Passive War
Covered in Lebanon
Hazardous Sports when done as amateur
Covered as per the treaty
Second Medical Opinion
Covered
Work Related Accident
Covered (on top of Workmen Compensation policy, if any)
Motor Accident
Covered subject to providing a letter of subrogation signed by the Insured
Repatriation
Covered up to USD 5,000.-
Correction of the eye vision (Lasik or Laser)
Covered up to USD 500.- per person per lifetime for 5 degrees and above
Clinical Procedures
Covered up to USD 2,000.- per insured per year on reimbursement basis
Out-Patient Benefits
Maternity Lab tests
Covered after 120 days
Triple test
Covered after 120 days when Maternity is covered
Quadruple Test
Covered after 120 days when Maternity is covered
Amniocentesis
Covered after 120 days when Maternity is covered
One Morphological ultra sound
Covered after 120 days when Maternity is covered
Al Guthrie test for ALIG New Born Baby
Covered
Sexually Transmitted diseases (STD) excluding HIV
Covered up to USD 1,000.- per person per year
Migraine & Excessive sweating treatment by botox
Covered up to USD 500.- when Medically indicated
IgE specific
Covered
HLA
Covered
Congenital diseases tests including thalassemia tests
Covered within the In-Patient Limit
Infertility tests
Covered within the In-Patient Limit
Thallium Myocardial Scintigraphy
Covered
Ocular Angiography
Covered
Ocular Coherence Tomography (OCT)
Covered
Volume Computed Tomography (VCT 64)
Covered
Physiotherapy
Covered as per medical necessity
PET Scan
Covered based on a Medical Necessity
Sleep Apnea & Polysomnography
Covered after 6 months of insurance with ALIG at Day & Night Center
Road Ambulance
Covered up to USD 200.- per person per year
Mandatory Pre-Marital Tests
Covered
Genetic & Unusual tests
Covered up USD 5,000.- per person per year
Video Capsule Endoscopy
Covered
Prescribed Medicines
Annual Limit
Covered up to USD 2,500.- per insured per year and if recognized by NSSF
Doctor's Visits
Limit per consultation
Up to USD 75.- per insured per consultation with an excess of USD 15.-
ACare Plan summary
In-Patient Benefits
Area of Cover
Lebanon on direct billing
Waiting Period
One Year
Annual Limit
Class A : USD 400,000.-
Guaranteed Renewability (GR)
As from day 1 with an observation period of 6 months limited to 720 days based on the decree 186/IIC
Maternity
Covered after 280 days for couples and after 18 months for single Mother
Medically mandated abortion & miscarriage
Covered after 280 days for couples and after 18 months for single Mother
Free of charge new born Baby
Covered as of Birth for the remaining period of the Mother's policy
Epidural
Covered
Incubator
Class A : USD 10,000.-
Congenital cases up to a Lifetime
Class A : USD 10,000.-
Parents Accommodation
Covered for less than 18 years
Prosthesis due to Accident
Covered up USD 15,000.- per person per year
Prosthesis due to Sickness
Covered up USD 15,000.- per person per year
Breast Reconstruction
Covered within 6 months period following the excision surgery initially covered by the policy
Infertility, impotence & sterility
Covered up to USD 3,000.- per Lifetime after 2 years of insurance with ALIG
Cancer including chemotherapy & radiotherapy
Covered
Organ Transplantation
Class A : USD 25,000.-
Rehabilitation post (CVA)
Class A : USD 3,500.-
Peritoneal & Hemodialysis
Covered for the sessions of dialysis of acute renal failure delivered during the initial hospital admission only.
Morgue & Burial
Covered up to USD 3,000.- following In-Patient covered case
Mesh related to Hernia Surgery
Covered as per standard and normal procedure
Hospitalization coverage following the expiry date
Covered up to 30 days
In-Hospital cash Benefit
Covered after the 5th day of hospitalization based on USD 50.- per day and up to a maximum of 6 days only
Work Related Accident
Covered (on top of Workmen Compensation policy, if any)
Motor Accident
Covered subject to providing a letter of subrogation signed by the Insured
Correction of the eye vision (Lasik or Laser)
Covered up to USD 500.- per person per lifetime for 5 degrees and above
Out-Patient Benefits
Maternity Lab tests
Covered after 280 days
Triple test
Covered after 280 days when Maternity is covered
Amniocentesis
Covered after 280 days when Maternity is covered
One Morphological ultra sound
Covered after 280 days when Maternity is covered
Al Guthrie test for ALIG New Born Baby
Covered
Congenital diseases tests including thalassemia tests
Covered within the In-Patient Limit
Infertility tests
Covered within the In-Patient Limit
Thallium Myocardial Scintigraphy
Covered
Ocular Angiography
Covered
Ocular Coherence Tomography (OCT)
Covered
Volume Computed Tomography (VCT 64)
Covered
Physiotherapy
Covered up to 20 sessions based on USD 25.- per each session
PET Scan
Covered based on a Medical Necessity
Sleep Apnea & Polysomnography
Covered after 1 year of insurance with ALIG at Day & Night Center
Mandatory Pre-Marital Tests
Covered after one year of insurance with ALIG
Prescribed Medicines
Annual Limit
Covered up to USD 2,500.- per insured per year and if recognized by NSSF
Doctor's Visits
Limit per consultation
Up to USD 50.- per insured per consultation with an excess of USD 15.-